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Signing Agent

Also called: notary signing agent, NSA, loan signing agent

A notary public who specializes in notarizing loan and mortgage documents at real-estate closings. Signing agent is an industry role, not a separate commission — in Pennsylvania, any commissioned notary can act as one without additional state credentialing.

RULONA does not recognize “signing agent” as a distinct office; the role is defined by the title and lending industry, typically through NNA’s Notary Signing Agent certification, background check, and exam. PA signing agents operate under the same § 305 identity and certificate rules as any other notarial act, and the § 325 bar on unauthorized practice of law is especially sharp at the closing table — you cannot explain loan terms to a borrower. Title companies commonly require $100,000 in E&O coverage before assigning work.

Source: Industry practice — not defined in RULONA — link

See also: acknowledgment, errors-omissions-insurance, unauthorized-practice-of-law

This page is educational information, not legal advice. Pennsylvania notary law changes; always verify against the current version of RULONA (57 Pa.C.S. §§ 301–331) and 4 Pa. Code at pa.gov. Consult a PA-licensed attorney for specific situations.