Credential Analysis
Also called: ID verification, document authentication
Automated or algorithmic verification of a government-issued photo identification document — checking its security features, issuer, format, and (often) comparing the ID photo to a live selfie. One of the two identity-proofing pillars required for Remote Online Notarization in Pennsylvania.
Where KBA asks “what do you know?”, credential analysis asks “what do you have?” — and confirms the ID hasn’t been tampered with. Current RON platforms generally include credential analysis as a standard session step, usually performed by a specialist vendor (Jumio, Intellicheck, Onfido, etc.) integrated into the platform.
Source: 4 Pa. Code §§ 167.81–167.86 (RON identity proofing, 2026 final rule)
This page is educational information, not legal advice. Pennsylvania notary law changes; always verify against the current version of RULONA (57 Pa.C.S. §§ 301–331) and 4 Pa. Code at pa.gov. Consult a PA-licensed attorney for specific situations.